money saving

Saving money can be more difficult than it sounds. It is easy to treat yourself to a few extras and then find that you’ve blown your budget for the month. That said, there are loads of practical ways to spend less each month and you can easily boost your savings without making huge sacrifices. Here are some of the best ways to save money in 2021. 

Become coupon-savvy

Taking advantage of coupons, promo vouchers and discount codes can save you significant amounts of money. You can use coupons to save money on everyday essentials like groceries as well as non-essentials like cosmetics and meals out. For instance, you can use Kohls coupons to get fantastic discounts on a huge variety of products including clothing, home decor, jewelry, and electronics. Many people avoid using coupons because they believe that they are difficult to find or complicated to use, but this is not true. Becoming coupon-savvy couldn’t be easier and you can find an extensive selection of valid coupons and discount codes online. Many coupons are free to use and you simply enter the code at checkout to gain a discount on your purchase. The easiest way to ensure that you get the best coupons is by signing up for a coupon site and opting to have the latest discount codes sent directly to your email. 

Make your work lunches 

A recent survey found that the average American spends almost $3,000 on lunch each year. Grabbing a sandwich from your local coffee shop may be convenient, but the cost can quickly add up. Getting into the habit of making your lunches at home could save you thousands of dollars each year. Plus, you’ll have more control over your diet and what food you put into your body. Many quick lunch options are highly processed and contain large amounts of fat, sugar, and salt. Instead of grabbing lunch on the go, plan your midday meals and prepare healthy lunches in bulk. These can then be stored securely in Tupperware boxes and taken to work with you during the week. 

Switch to a high-yield savings account

Switching to a high-yield savings account may not seem to make a massive difference to your money, but the savings will build up over time. A high-yield savings account usually pays an interest rate that is around 20-25% higher than the national average, according to Investopedia. You can compare different savings accounts and find the best deals by visiting price comparison websites. Switching is typically a quick process and some banks also offer sign-up promotions such as a cash bonus or voucher. 


Growing your savings means that you will have money to pay for big purchases like a luxury vacation or a downpayment on a house. Having a healthy savings account will also give you financial security as you will have money to cover yourself in emergencies. There are dozens of easy ways to spend less and save more each month. The new year is the ideal time to improve your financial position and boost your savings.